如果專注於網購，便選擇網購回贈較高的信用卡；如果經常於超市消費，便選擇主打超市的信用卡。 如果消費習慣較為平均，便選擇所有簽賬回贈較高的信用卡。 如果平日經常出國，便選擇外幣簽賬回贈較高的信用卡。 如果同时使用迎新优惠一、二及三，总共便能享有高达$1,600（$1,000+$500+$100）的现金回赠。
「 合資格簽賬」須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額。 EPay 及支付寶賬戶或本行不時新增之電子付款賬戶之金額。 EPay及支付寶賬戶或本行不時新增 之電子付款賬戶之金額。 渣打信用卡已批核 合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費（不適用於渣打銀聯雙幣白金信用卡）或已誌賬之分期付款金額（不適用於渣打銀聯雙幣白金信用卡）。 符合資格獲贈HK$800現金回贈/HK$600現金回贈之全新客戶，可獲贈之現金回贈將於符合簽賬要求後3個月內存入新批核之信用卡賬戶內。
渣打信用卡已批核: 指定商戶全年5%豐厚現金回贈*，易賺易慳
据官网介绍，其贷款额度最低为8000元，最高位50万元，可以申请6个月、1年、2年、3年、4年、5年的贷款期限。 目前根据规定，住房抵押消费贷款年限最长为20年。 当然也和房龄直接相关，多数银行会限制房龄在10年以内。 银行会视个人资信状况以央行基准利率进行不同程度的上浮。 问题三：银行按揭贷款最多能贷几成？
本行如截至到期繳款日仍未收到最低付款額或每月最低付款額，則閣下須繳付適用的被動收費。 渣打信用卡已批核 本行如截至月結單所示的到期繳款日仍未收到閣下信用卡的欠款結餘，則可(依照本行的常用慣例或者適用法律所設的任何寬限期)對閣下的戶口扣收適用的被動收費。 渣打信用卡已批核 成功申請的任何優惠(或迎新禮品)受供應量限制，本行可能在毋須事先通知的情況下而酌情更改優惠詳情。 其實可以在購買任何產品前，先查詢商戶有沒有提供分期付出服務。
渣打信用卡已批核: 申請資格及所須文件
有收入證明對信用卡批核較有優勢，但即使欠缺相關文件亦可作出信用卡申請。 渣打Smart卡不僅僅是一張塑膠卡，實際上是你付款時從金融機構（FI）或銀行借貸，亦即老一輩人所講「先洗未來錢」。 當你下一張信用卡賬單到手時，其實是償還。 雖然信用卡簽賬被視為貸款的其中一種，但它們與大多數銀行貸款的不同之處在於它們的金額要小得多，而且必須在短得多的時間內償還。 未必，信用卡條款列明「不適用簽賬」部份，例如旅行支票、交稅、賭場交易等，申請前要仔細留意信用卡條款。
- 一、信用贷审批比较严格 我们都知道信用贷的特色就是不需要任何的抵押和第三方担保，完全是凭借款人的信用来进行放款。
- 本行（及渣打集團其他各成員）可隨時 採取有關行動（即使閣下並無違約）。
- 如果商戶能夠提供分期服務時，只有付款時選擇分期付款及還款期。
- 虽然目前信用卡业务还在持续，但也只是为了获取最后的用户从而将整体业务卖个好价钱罢了。
- 閣下明白及同意本行有權在檢討閣下現有借貸的情況下，根據《個人信貸資料實務守則》之條款向信貸資料服務機構存取有關閣下的資料。
- 3.對於並非以港幣計值的任何雙幣卡戶口，閣下可以該戶口的計值貨幣或港幣繳付該戶口欠款結餘。
- 由於它從銀行戶口直接扣賬，你必須確保銀行戶口擁有足夠的可用金額。
想去百佳、759阿信屋买方便面及日用品？ 渣打银行近日推出全新「渣打Smart卡」（渣打Smart信用卡），在DON DON DONKI、百佳、TASTE、759阿信屋消费，可以享有5%现金回赠，还可以3个月免息还款！ 今次经络按揭为大家详解渣打Smart卡现金回赠技巧、迎新优惠、签账贴士、申请门坎等详情。 本行保留隨時更改或終止本優惠以及修訂條款及細則之權利。 成功申請的任何優惠受供應量限制，本行可能在毋須事先通知的情況下而酌情更改優惠詳情。 如有任何爭議，本行保留最終決定權。
渣打信用卡已批核: 信用卡繳款常見問題
這些現金／簽賬分期固然有優點，但亦要注意相關計劃均標榜「免息」或「低息」，實際上大多設有信用卡分期付款手續費及一次性行政費等費用，建議大家於申請前向相關發卡機構了解清楚。 渣打信用卡已批核 渣打信用卡已批核 渣打信用卡已批核 您可根據爭議交易保障機制的特定情況下，例如未經授權之交易或以信用卡一筆過預繳款項後商戶未能提供貨品/服務，通過本行於網上申請退還有關交易款項。 风险提示：阳谋卡讯网作为财金知识服务平台进行信息发布，不对任何投资人及/或任何交易提供任何担保，无论是明示、默示或法定的。 用户据此进行各种实操而产生的风险等后果请自行承担，阳谋信用卡网不承担任何责任。 信用卡公司每年均與不同類型商戶聯合推出優惠，範圍包括餐飲、旅遊、消閒等。
閣下亦須對使用附屬卡或有關附屬卡的卡號進行的所有交易負責。 6.閣下必須支付適用於閣下的信用卡之利息、費用及收費。 7.閣下須最少支付如月結單所示的最低付款額或每月最低付款額。 渣打信用卡已批核 即使閣下沒有收到閣下的定期月結單，閣下對本行所負責任概不受任何影響。
渣打信用卡已批核: 渣打Smart 卡 | 迎新優惠35%現金回贈+Klook 8% 現金回贈！渣打Smart卡 永久免年費/迎新/獨家優惠一覽
8.最低付款額為信用卡條款載列之項目之總額或收費表載列之任何最低金額，以較高者為準。 9.本行如截至月結單所示的到期繳款日仍未收到閣下信用卡的欠款結餘，則可（依照本行的常用慣例或者適用法律所設的任何寬限期）對閣下的戶口扣收適用的被動收費。 10.本行（及渣打集團任何其他成員）可將本行（或渣打集團任何其他成員）應付閣下的任何款項與閣下應付本行（或渣打集團任何其他成員）的任何款項互相抵銷（不論有關義務是否到期或屬或然性質）。 渣打信用卡已批核 本行（及渣打集團其他各成員）亦可合併或綜合所有戶口。 倘若本行（或渣打集團任何其他成員）合併戶口，則會以閣下戶口中所持的任何貸方資金，對閣下其他戶口的相關欠款作出調整。
例如渣打Smart信用卡提供的無限次3個月免息分期計劃，毋須繳付任何利息及手續費，兼可以無限次使用。 如預上大額消費，是減少每月開支的好方法。 不過申請前記得先衡量個人收入及負擔能力，才考慮使用分期服務，否則多項消費分期重疊，供款負擔一樣吃力。 閣下明白及同意本行有權在檢討閣下現有借貸的情況下，根據《個人信貸資料實務守則》之條款向信貸資料服務機構存取有關閣下的資料。 閣下明白及同意如未能在申請起計30日內提供所需文件及/或申請資料，及/或申請未能符合有關要求，本行保留權利取消或不繼續處理此申請。
渣打信用卡已批核: 信用卡優惠及服務
若閣下於網上申請信用卡並已登記全面的數碼銀行服務， 即可登入網上理財或SC Mobile應用程式查看您的信用卡CVV及到期日。 此超連結可連接至由第三方於互聯網上編載和經營之其他網站。 第三方乃非渣打銀行（香港）有限公司及其他渣打集團成員（合稱「本行」）所擁有、控制或相關之單位，亦與本行無任何關係。 如於短期（大部分信用卡條款設定為12個月內）內取消信用卡，銀行有權取消信用卡持卡人享有迎新優惠的資格，並從其信用卡賬戶內扣除已送出的信用卡迎新獎賞之面值。 除了直接前往銀行申請，亦可透過網上申請或透過經絡按揭申請 (/信用卡比較)。
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width=”601px” alt=”手續費”/>
个人信用贷的意思就是借款人不需要提供担保，只要拥有良好的信贷水平就可以申请了。 借款了必须提供贷款资金的用途说明和证明，而且这笔贷款资金绝对不能用于银监会禁止的生产、投资以及经营的领域。 不少信用卡提供免費享用貴賓室服務，部分更可帶同親友同行。 憑美國運通白金卡可獲免費Priority Pass，無限次進入全球超過千間貴賓室；憑Citi Prestige信用卡，可享全年免費使用LoungeKey貴賓室服務。
渣打信用卡已批核: 信用卡熱門推介
必須出示香港永久性居民身份證及申請時所遞交證明文件 （如適用）的正本，以供核實。 同時你必須於領取新護照時出示原有香港特別行政區護照或現有香港特別行政區簽證身份書（如適用），以便註銷。 電話騙案是其中一種常見的渣打Smart卡資料外洩情況，應避免向可疑人士提供信用卡資料，信用卡簽賬時必需核對簽賬額和拒絕簽空白賬單，並且保管好收據方便日後核對款項。 可以，不過你亦須留意，同時申請多張渣打Smart卡，或會影響你的信貸評分，增加未來借貸困難，即使成功批核信用卡，信用卡的信用額亦會有所影響。 意思很明确，从2月20日起，渣打银行的信用卡无论是线上还是线下渠道，都无法再申请。
汇丰银行2021年曾上线有20套信用卡产品，不到一年时间，目前只剩下了8套。 而且在去年年底对旗下部分信用卡的积分规则进行了大调整。 从而导致两张好卡：东航联名卡、东航旅行卡凉凉。
渣打信用卡已批核: 迎新優惠
问题六：我想请教大家银行贷款最多多少年 公积金贷款金额及贷款年限如下：公积金的贷款金额是根据公积金缴存总金额计算的，一般是缴存总金额的30倍不超过50万，不过这个是根据每个地方的公积金中心的政策来看的。 贷款的年限是根据贷款人的年龄和房龄计算的，如办理购买新房贷款，那么最长可以贷款30年，男性最高可以到65岁，女性60岁。 除了个人的办卡链接外，还有的是第三方平台的推荐办卡链接，比如一些管卡软件、一些办卡软件、一些贷款软件中一般也会有办卡入口，大家在这些渠道办卡后没有下卡或者填写资料到一半退出了。
据官网介绍，其贷款额度最低为8000元，最高位50万元，可以申请6个月、1年、2年、3年、4年、5年的贷款期限。 目前根据规定，住房抵押消费贷款年限最长为20年。 当然也和房龄直接相关，多数银行会限制房龄在10年以内。 银行会视个人资信状况以央行基准利率进行不同程度的上浮。
渣打信用卡已批核: 迎新認可簽賬
如果專注於網購，便選擇網購回贈較高的信用卡；如果經常於超市消費，便選擇主打超市的信用卡。 如果消費習慣較為平均，便選擇所有簽賬回贈較高的信用卡。 如果平日經常出國，便選擇外幣簽賬回贈較高的信用卡。 如果同时使用迎新优惠一、二及三，总共便能享有高达$1,600（$1,000+$500+$100）的现金回赠。
渣打信用卡已批核: 申請Citi信用卡賺AirPods Pro (第二代)
信息来源：本文中引用的各种信息及资料（包括但不限于文字、数据、图表及超链接等）均来源于该信息及资料的相关主体（包括但不限于公司、媒体、协会等机构或个人作者）的官方网站或个人频道主页公开发表的信息。 渣打信用卡已批核 渣打信用卡已批核 看网上说好多人说阳光保险贷款5万每月还款2500元，都是这么高的利… 3、闪电贷贷款品种不同额度规定也不同，一般授信额度最高不超过30万，最终以放款页面显示为准。
渣打信用卡已批核: 取消渣打Smart卡有手續費嗎？
不過提醒你，如果成功分期，會於「360°全面賞」網上換領平台扣返大約0.56%現金回贈，即係如果碌5%指定商戶都仲有回贈，普通零售就賺唔到回贈架。 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司(「本行」)發行之渣打信用卡或MANHATTAN信用卡主卡之申請人。 分期付款可於完成簽賬後並於信用卡月結單到期繳費日前的3至10個工作天向銀行申請。 申請分期可能要額外支付手續費及利息，通常是每月收取手續費或還清賬單時收取一筆過的手續費，手續費的高低會按客人的信貸額及簽賬額而改變。
渣打Smart卡有多種還款方法，可於到期日前透過網上、親臨銀行專櫃、提款機、PPS繳費靈、支票甚至到DHL速遞中心還款，而渣打Smart卡逾期還款需向銀行繳交額外費用。 不同信用上對申請人的資格要求均不一樣，有些信用卡或會設有最低年薪要求，有些信用卡的年薪門檻較低，則較適合以上人士。 有收入證明對信用卡批核較有優勢，但即使欠缺相關文件亦可作出信用卡申請。
渣打信用卡已批核: 网上民间贷款,私人借钱可信吗？
第三方乃非渣打銀行（香港）有限公司及其他渣打集團成員（合稱「本行」）所擁有、控制或相關之單位，亦與本行無任何關係。 如於短期（大部分信用卡條款設定為12個月內）內取消信用卡，銀行有權取消信用卡持卡人享有迎新優惠的資格，並從其信用卡賬戶內扣除已送出的信用卡迎新獎賞之面值。 除了直接前往銀行申請，亦可透過網上申請或透過經絡按揭申請 (/信用卡比較)。 渣打信用卡已批核 想去百佳、759阿信屋买方便面及日用品？ 渣打银行近日推出全新「渣打Smart卡」（渣打Smart信用卡），在DON DON DONKI、百佳、TASTE、759阿信屋消费，可以享有5%现金回赠，还可以3个月免息还款！
由2020年7月26日起， 渣打信用卡用戶可以透過信用卡戶口經SC Pay「轉數快」向親友或商戶轉賬，只要使用最新版本的渣打銀行手機應用程式並選擇信用卡戶口即可。 每月免手續費轉賬額為HK$100,000，即可免息套現。 渣打Smart卡提供的全年優惠一般可即時使用，不過大部分限時優惠則要求卡主登記成功，方可獲得有關獎賞。 渣打信用卡已批核 以東亞信用卡為例，如欲獲得東亞日之簽賬額外4.4%回贈優惠，需於網站事先登記，否則將不符合獲得東亞日回贈資格。 渣打Smart卡讓你向銀行借貸消費，大部分卡設有消費限額並需於25-30天內向還款銀款，以避免額外收費。 信用卡可方便全球網上付款及減少現金交易，而Visa及MasterCard是最廣泛使用的信用卡。
閣下須緊記當按下連結及於瀏覽器打開新的視窗時，閣下將受所瀏覽之第三方網站的使用條款及私隱政策所約束。 本行對連結之第三方網站並無任何控制權(編輯或其他)，對其包含之內容並不負任何責任。 閣下須自行承擔使用或接入此連結的風險。 在法律允許的範圍內，對任何由於閣下接入連結所引致或產生之損毀及損失，本行概不負責。 银行有权让用户提供消费凭证，但需要合同（章程、协议等）等事先约定，并需要每次在消费提醒中做出明确提醒，此外还需要做细化说明，消费凭证用户需要保留多久。
即使閣下沒有收到閣下的定期月結單，閣下對本行所負責任概不受任何影響。 8.最低付款額為信用卡條款載列之項目之總額或收費表載列之任何最低金額，以較高者為準。 9.本行如截至月結單所示的到期繳款日仍未收到閣下信用卡的欠款結餘，則可（依照本行的常用慣例或者適用法律所設的任何寬限期）對閣下的戶口扣收適用的被動收費。 10.本行（及渣打集團任何其他成員）可將本行（或渣打集團任何其他成員）應付閣下的任何款項與閣下應付本行（或渣打集團任何其他成員）的任何款項互相抵銷（不論有關義務是否到期或屬或然性質）。 本行（及渣打集團其他各成員）亦可合併或綜合所有戶口。
渣打信用卡已批核: 指定商戶全年5%豐厚現金回贈*，易賺易慳
2.閣下必須按照本行當時通知的程序啟用有關信用卡。 3.閣下務請確保信用卡僅由獲發卡人使用。 4.閣下須對使用信用卡或有關信用卡的卡號進行的所有交易負責。 閣下亦須對使用附屬卡或有關附屬卡的卡號進行的所有交易負責。 6.閣下必須支付適用於閣下的信用卡之利息、費用及收費。 7.閣下須最少支付如月結單所示的最低付款額或每月最低付款額。
合資格簽賬為以信用卡所作之零售簽賬（包括網上簽賬 及免息分期付款計劃）及八達通自動增值，但不包括 以下：a. 所有未誌賬/取消/退款/偽造/未經許可的交易。 免息分期付款計劃中，合資格簽賬之現金回贈將於每月 信用卡戶口分期款項金額誌賬後，存入信用卡戶口內。 銀行協議（包括信用卡條款）之主要條款及細則重要提示：閣下宜仔細閱讀銀行協議之全文。 尤其注意以下主要條款及條件： 1.閣下使用信用卡，均須遵守本行銀行協議的條款。 閣下如不同意所述條款，可根據信用卡條款所訂程序終止閣下的信用卡。